Call reports 2015
UNION BANK, THE — 2015
What UNION BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 239,641,000 | 242,666,000 | 239,412,000 | 248,201,000 |
| Total loans | 162,462,000 | 164,788,000 | 169,908,000 | 164,219,000 |
| Allowance for loan losses | 2,333,000 | 2,530,000 | 2,136,000 | 1,075,000 |
| Securities available for sale | 33,950,000 | 30,795,000 | 30,647,000 | 34,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,048,000 | 191,457,000 | 186,728,000 | 195,076,000 |
| Interest-bearing deposits | 146,879,000 | 145,665,000 | 140,611,000 | 149,069,000 |
| Noninterest-bearing deposits | 48,169,000 | 45,792,000 | 46,117,000 | 46,007,000 |
| Equity capital | 21,590,000 | 21,773,000 | 21,386,000 | 23,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,797,000 | 5,524,000 | 8,323,000 | 11,050,000 |
| Interest expense | 501,000 | 1,016,000 | 1,508,000 | 1,984,000 |
| Net interest income | 2,296,000 | 4,508,000 | 6,815,000 | 9,066,000 |
| Noninterest income | 359,000 | 755,000 | 1,128,000 | 1,749,000 |
| Noninterest expense | 1,780,000 | 3,715,000 | 5,771,000 | 7,610,000 |
| Provision for loan losses | 143,000 | 340,000 | 355,000 | -649,000 |
| Pretax income | 732,000 | 1,274,000 | 1,883,000 | 3,920,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 732,000 | 1,274,000 | 1,883,000 | 3,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,437,000 | 21,678,000 | 21,251,000 | 23,207,000 |
| Total capital | 23,413,000 | 24,003,000 | 23,502,000 | 24,567,000 |
| Risk-weighted assets | 157,487,000 | 185,580,000 | 179,943,000 | 155,323,000 |