Call reports 2014
UNION BANK, THE — 2014
What UNION BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 233,327,000 | 229,688,000 | 227,142,000 | 232,414,000 |
| Total loans | 143,252,000 | 152,588,000 | 160,898,000 | 161,931,000 |
| Allowance for loan losses | 1,488,000 | 1,557,000 | 1,527,000 | 2,189,000 |
| Securities available for sale | 38,779,000 | 37,025,000 | 35,177,000 | 31,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,027,000 | 186,141,000 | 185,616,000 | 191,172,000 |
| Interest-bearing deposits | 145,709,000 | 141,482,000 | 139,888,000 | 147,971,000 |
| Noninterest-bearing deposits | 46,318,000 | 44,659,000 | 45,728,000 | 43,201,000 |
| Equity capital | 21,501,000 | 22,507,000 | 20,771,000 | 20,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,501,000 | 5,142,000 | 7,831,000 | 10,704,000 |
| Interest expense | 528,000 | 1,026,000 | 1,510,000 | 1,987,000 |
| Net interest income | 1,973,000 | 4,116,000 | 6,321,000 | 8,717,000 |
| Noninterest income | 394,000 | 769,000 | 1,150,000 | 1,460,000 |
| Noninterest expense | 1,670,000 | 3,169,000 | 5,191,000 | 7,200,000 |
| Provision for loan losses | 17,000 | 83,000 | 83,000 | 707,000 |
| Pretax income | 680,000 | 1,633,000 | 2,197,000 | 2,270,000 |
| Income tax | 0 | 0 | 19,000 | 19,000 |
| Net income | 680,000 | 1,633,000 | 2,178,000 | 2,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,453,000 | 22,406,000 | 20,659,000 | 20,733,000 |
| Total capital | 22,941,000 | 23,963,000 | 22,186,000 | 22,716,000 |
| Risk-weighted assets | 143,056,000 | 149,247,000 | 156,638,000 | 158,329,000 |