Call reports 2013
UNION BANK, THE — 2013
What UNION BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 227,119,000 | 218,996,000 | 223,926,000 | 231,827,000 |
| Total loans | 129,441,000 | 135,597,000 | 142,742,000 | 139,924,000 |
| Allowance for loan losses | 1,674,000 | 1,706,000 | 1,649,000 | 1,738,000 |
| Securities available for sale | 43,615,000 | 37,978,000 | 36,169,000 | 40,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,019,000 | 180,819,000 | 183,483,000 | 190,642,000 |
| Interest-bearing deposits | 143,203,000 | 139,998,000 | 138,896,000 | 147,907,000 |
| Noninterest-bearing deposits | 43,816,000 | 40,821,000 | 44,586,000 | 42,735,000 |
| Equity capital | 19,869,000 | 19,321,000 | 19,641,000 | 20,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 4,841,000 | 7,360,000 | 10,013,000 |
| Interest expense | 693,000 | 1,377,000 | 1,963,000 | 2,555,000 |
| Net interest income | 1,727,000 | 3,464,000 | 5,397,000 | 7,458,000 |
| Noninterest income | 86,000 | 560,000 | 1,007,000 | 1,835,000 |
| Noninterest expense | 1,649,000 | 3,487,000 | 5,482,000 | 7,284,000 |
| Provision for loan losses | 51,000 | 671,000 | 690,000 | 801,000 |
| Pretax income | 151,000 | -95,000 | 271,000 | 1,247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | -95,000 | 271,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,616,000 | 19,369,000 | 19,735,000 | 20,712,000 |
| Total capital | 21,290,000 | 21,075,000 | 21,384,000 | 22,450,000 |
| Risk-weighted assets | 134,911,000 | 138,143,000 | 142,073,000 | 140,504,000 |