Call reports 2012
UNION BANK, THE — 2012
What UNION BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 227,729,000 | 223,909,000 | 216,291,000 | 232,971,000 |
| Total loans | 137,373,000 | 137,401,000 | 135,332,000 | 129,760,000 |
| Allowance for loan losses | 1,821,000 | 1,704,000 | 2,635,000 | 1,747,000 |
| Securities available for sale | 35,438,000 | 33,242,000 | 31,429,000 | 37,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,033,000 | 194,169,000 | 188,037,000 | 200,357,000 |
| Interest-bearing deposits | 148,455,000 | 142,739,000 | 140,517,000 | 150,274,000 |
| Noninterest-bearing deposits | 47,578,000 | 51,430,000 | 47,520,000 | 50,083,000 |
| Equity capital | 20,021,000 | 17,795,000 | 16,976,000 | 19,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,517,000 | 4,901,000 | 7,349,000 | 9,716,000 |
| Interest expense | 803,000 | 1,561,000 | 2,285,000 | 3,008,000 |
| Net interest income | 1,714,000 | 3,340,000 | 5,064,000 | 6,708,000 |
| Noninterest income | 341,000 | 802,000 | 1,261,000 | 2,797,000 |
| Noninterest expense | 1,702,000 | 4,626,000 | 6,723,000 | 8,282,000 |
| Provision for loan losses | 708,000 | 2,141,000 | 3,086,000 | 3,165,000 |
| Pretax income | -292,000 | -2,562,000 | -3,421,000 | -1,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -292,000 | -2,562,000 | -3,421,000 | -1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,802,000 | 17,531,000 | 16,672,000 | 19,467,000 |
| Total capital | 21,591,000 | 19,235,000 | 18,400,000 | 21,184,000 |
| Risk-weighted assets | 143,083,000 | 140,951,000 | 137,305,000 | 137,302,000 |