Call reports 2011
UNION BANK, THE — 2011
What UNION BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 231,129,000 | 225,416,000 | 226,427,000 | 228,407,000 |
| Total loans | 143,254,000 | 146,545,000 | 144,475,000 | 139,510,000 |
| Allowance for loan losses | 2,372,000 | 1,925,000 | 2,181,000 | 2,765,000 |
| Securities available for sale | 40,656,000 | 42,062,000 | 25,386,000 | 30,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,764,000 | 196,271,000 | 197,032,000 | 196,980,000 |
| Interest-bearing deposits | 160,954,000 | 156,168,000 | 154,948,000 | 156,511,000 |
| Noninterest-bearing deposits | 41,810,000 | 40,103,000 | 42,084,000 | 40,469,000 |
| Equity capital | 17,216,000 | 17,859,000 | 18,140,000 | 20,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,600,000 | 5,357,000 | 8,066,000 | 10,672,000 |
| Interest expense | 907,000 | 1,776,000 | 2,634,000 | 3,473,000 |
| Net interest income | 1,693,000 | 3,581,000 | 5,432,000 | 7,199,000 |
| Noninterest income | 700,000 | 817,000 | 1,321,000 | 1,859,000 |
| Noninterest expense | 1,600,000 | 3,519,000 | 5,423,000 | 7,109,000 |
| Provision for loan losses | 422,000 | 380,000 | 623,000 | 1,277,000 |
| Pretax income | 371,000 | 525,000 | 733,000 | 698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 525,000 | 733,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,015,000 | 17,424,000 | 17,929,000 | 20,093,000 |
| Total capital | 18,946,000 | 19,320,000 | 19,813,000 | 21,938,000 |
| Risk-weighted assets | 154,037,000 | 151,683,000 | 150,408,000 | 146,544,000 |