Call reports 2010
UNION BANK, THE — 2010
What UNION BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 253,683,000 | 250,488,000 | 243,645,000 | 236,066,000 |
| Total loans | 164,432,000 | 164,959,000 | 156,533,000 | 150,481,000 |
| Allowance for loan losses | 2,779,000 | 3,697,000 | 2,229,000 | 1,936,000 |
| Securities available for sale | 56,500,000 | 58,544,000 | 46,682,000 | 32,620,000 |
| Securities held to maturity | 813,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,523,000 | 207,219,000 | 204,598,000 | 203,343,000 |
| Interest-bearing deposits | 184,866,000 | 172,917,000 | 170,357,000 | 164,928,000 |
| Noninterest-bearing deposits | 38,657,000 | 34,302,000 | 34,240,000 | 38,415,000 |
| Equity capital | 16,623,000 | 17,254,000 | 15,811,000 | 16,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,739,000 | 6,553,000 | 9,785,000 | 12,626,000 |
| Interest expense | 1,120,000 | 2,186,000 | 3,202,000 | 4,164,000 |
| Net interest income | 2,619,000 | 4,367,000 | 6,583,000 | 8,462,000 |
| Noninterest income | 470,000 | 1,452,000 | 2,405,000 | 3,863,000 |
| Noninterest expense | 1,843,000 | 3,738,000 | 5,859,000 | 7,895,000 |
| Provision for loan losses | 0 | 538,000 | 3,192,000 | 2,935,000 |
| Pretax income | 1,273,000 | 1,581,000 | 67,000 | 1,719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,273,000 | 1,581,000 | 67,000 | 1,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,915,000 | 16,779,000 | 15,305,000 | 16,666,000 |
| Total capital | 18,042,000 | 18,869,000 | 17,337,000 | 18,602,000 |
| Risk-weighted assets | 177,522,000 | 174,493,000 | 163,830,000 | 156,753,000 |