Call reports 2009
UNION BANK, THE — 2009
What UNION BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 262,599,000 | 252,217,000 | 243,045,000 | 242,526,000 |
| Total loans | 184,437,000 | 179,358,000 | 169,855,000 | 155,603,000 |
| Allowance for loan losses | 3,683,000 | 4,093,000 | 5,257,000 | 2,790,000 |
| Securities available for sale | 42,218,000 | 39,099,000 | 44,035,000 | 46,424,000 |
| Securities held to maturity | 902,000 | 880,000 | 865,000 | 843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,061,000 | 212,941,000 | 217,082,000 | 222,045,000 |
| Interest-bearing deposits | 173,582,000 | 173,169,000 | 179,838,000 | 184,805,000 |
| Noninterest-bearing deposits | 43,480,000 | 39,772,000 | 37,244,000 | 37,240,000 |
| Equity capital | 22,083,000 | 19,662,000 | 20,291,000 | 15,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,466,000 | 6,955,000 | 10,283,000 | 13,509,000 |
| Interest expense | 1,422,000 | 2,680,000 | 3,881,000 | 5,069,000 |
| Net interest income | 2,044,000 | 4,275,000 | 6,402,000 | 8,440,000 |
| Noninterest income | 495,000 | 948,000 | 2,621,000 | 3,099,000 |
| Noninterest expense | 1,747,000 | 3,646,000 | 5,304,000 | 8,044,000 |
| Provision for loan losses | 0 | 3,268,000 | 6,068,000 | 12,244,000 |
| Pretax income | 810,000 | -1,573,000 | -2,220,000 | -8,561,000 |
| Income tax | 163,000 | 0 | -841,000 | -2,298,000 |
| Net income | 647,000 | -1,573,000 | -1,379,000 | -6,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,307,000 | 18,340,000 | 19,076,000 | 14,410,000 |
| Total capital | 24,630,000 | 20,696,000 | 21,350,000 | 16,526,000 |
| Risk-weighted assets | 184,481,000 | 186,750,000 | 178,925,000 | 168,617,000 |