Call reports 2007
UNION BANK, THE — 2007
What UNION BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 216,099,000 | 228,058,000 | 241,789,000 | 242,889,000 |
| Total loans | 158,697,000 | 179,044,000 | 188,102,000 | 192,177,000 |
| Allowance for loan losses | 779,000 | 819,000 | 760,000 | 1,270,000 |
| Securities available for sale | 28,213,000 | 23,599,000 | 23,535,000 | 23,210,000 |
| Securities held to maturity | 1,074,000 | 1,053,000 | 1,031,000 | 1,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,056,000 | 185,287,000 | 187,635,000 | 186,626,000 |
| Interest-bearing deposits | 136,610,000 | 151,621,000 | 150,653,000 | 149,746,000 |
| Noninterest-bearing deposits | 33,446,000 | 33,666,000 | 36,982,000 | 36,880,000 |
| Equity capital | 18,274,000 | 18,688,000 | 19,159,000 | 18,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,775,000 | 8,299,000 | 12,750,000 | 17,322,000 |
| Interest expense | 1,540,000 | 3,323,000 | 5,164,000 | 7,065,000 |
| Net interest income | 2,235,000 | 4,976,000 | 7,586,000 | 10,257,000 |
| Noninterest income | 407,000 | 883,000 | 1,341,000 | 1,863,000 |
| Noninterest expense | 1,649,000 | 3,649,000 | 5,822,000 | 6,775,000 |
| Provision for loan losses | 90,000 | 150,000 | 150,000 | 3,349,000 |
| Pretax income | 903,000 | 2,060,000 | 2,955,000 | 1,996,000 |
| Income tax | 210,000 | 550,000 | 970,000 | 585,000 |
| Net income | 693,000 | 1,510,000 | 1,985,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,542,000 | 19,207,000 | 19,681,000 | 18,962,000 |
| Total capital | 19,321,000 | 20,026,000 | 20,441,000 | 20,232,000 |
| Risk-weighted assets | 180,098,000 | 179,513,000 | 190,969,000 | 195,390,000 |