Call reports 2005
UNION BANK, THE — 2005
What UNION BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 164,581,000 | 167,920,000 | 168,123,000 | 183,143,000 |
| Total loans | 118,618,000 | 117,932,000 | 114,638,000 | 112,720,000 |
| Allowance for loan losses | 391,000 | 438,000 | 472,000 | 487,000 |
| Securities available for sale | 17,893,000 | 17,870,000 | 23,625,000 | 29,937,000 |
| Securities held to maturity | 1,527,000 | 1,507,000 | 1,487,000 | 1,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,780,000 | 134,616,000 | 136,181,000 | 152,965,000 |
| Interest-bearing deposits | 105,999,000 | 108,704,000 | 107,338,000 | 121,675,000 |
| Noninterest-bearing deposits | 23,781,000 | 25,912,000 | 28,843,000 | 31,290,000 |
| Equity capital | 13,966,000 | 14,541,000 | 14,959,000 | 15,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,882,000 | 5,552,000 | 8,256,000 | 11,611,000 |
| Interest expense | 746,000 | 1,570,000 | 2,424,000 | 3,317,000 |
| Net interest income | 2,136,000 | 3,982,000 | 5,832,000 | 8,294,000 |
| Noninterest income | 340,000 | 866,000 | 1,282,000 | 1,765,000 |
| Noninterest expense | 1,444,000 | 3,067,000 | 4,609,000 | 6,472,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 972,000 | 1,661,000 | 2,325,000 | 3,347,000 |
| Income tax | 200,000 | 500,000 | 690,000 | 1,030,000 |
| Net income | 772,000 | 1,161,000 | 1,635,000 | 2,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,167,000 | 14,556,000 | 15,028,000 | 15,570,000 |
| Total capital | 14,558,000 | 14,994,000 | 15,500,000 | 16,057,000 |
| Risk-weighted assets | 136,666,000 | 136,326,000 | 133,804,000 | 135,097,000 |
Machine access — free, no API key
Every figure shown here about UNION BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.