Call reports 2025
KIRKPATRICK BANK — 2025
What KIRKPATRICK BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,004,739,000 | 981,263,000 | 1,018,960,000 | 1,038,067,000 |
| Total loans | 736,129,000 | 715,237,000 | 721,324,000 | 777,133,000 |
| Allowance for loan losses | 16,386,000 | 16,383,000 | 16,382,000 | 16,382,000 |
| Securities available for sale | 227,049,000 | 222,569,000 | 219,779,000 | 217,224,000 |
| Securities held to maturity | 3,397,000 | 3,199,000 | 3,080,000 | 3,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 907,499,000 | 848,654,000 | 917,354,000 | 932,524,000 |
| Interest-bearing deposits | 752,957,000 | 705,734,000 | 773,838,000 | 769,040,000 |
| Noninterest-bearing deposits | 154,542,000 | 142,920,000 | 143,516,000 | 163,484,000 |
| Equity capital | 74,582,000 | 78,206,000 | 83,154,000 | 88,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,141,000 | 26,199,000 | 39,401,000 | 52,938,000 |
| Interest expense | 5,347,000 | 10,664,000 | 15,886,000 | 20,877,000 |
| Net interest income | 7,794,000 | 15,535,000 | 23,515,000 | 32,061,000 |
| Noninterest income | 417,000 | 970,000 | 1,463,000 | 1,978,000 |
| Noninterest expense | 5,962,000 | 12,199,000 | 18,364,000 | 24,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,249,000 | 4,306,000 | 6,614,000 | 9,863,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,249,000 | 4,306,000 | 6,614,000 | 9,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,821,000 | 109,617,000 | 110,687,000 | 112,700,000 |
| Total capital | 118,797,000 | 119,147,000 | 120,300,000 | 123,061,000 |
| Risk-weighted assets | 791,648,000 | 755,523,000 | 762,240,000 | 822,827,000 |