Call reports 2020
KIRKPATRICK BANK — 2020
What KIRKPATRICK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 821,576,000 | 915,107,000 | 894,481,000 | 923,011,000 |
| Total loans | 585,992,000 | 642,342,000 | 659,769,000 | 675,861,000 |
| Allowance for loan losses | 10,707,000 | 11,858,000 | 11,948,000 | 12,422,000 |
| Securities available for sale | 119,975,000 | 134,762,000 | 179,021,000 | 197,284,000 |
| Securities held to maturity | 7,963,000 | 7,315,000 | 8,185,000 | 7,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,917,000 | 773,164,000 | 755,572,000 | 781,493,000 |
| Interest-bearing deposits | 499,663,000 | 531,000,000 | 527,345,000 | 533,966,000 |
| Noninterest-bearing deposits | 175,254,000 | 242,164,000 | 228,227,000 | 247,527,000 |
| Equity capital | 95,505,000 | 95,692,000 | 97,683,000 | 99,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,344,000 | 17,955,000 | 25,406,000 | 32,931,000 |
| Interest expense | 1,131,000 | 2,086,000 | 2,936,000 | 3,691,000 |
| Net interest income | 7,213,000 | 15,869,000 | 22,470,000 | 29,240,000 |
| Noninterest income | 1,417,000 | 2,238,000 | 3,336,000 | 4,489,000 |
| Noninterest expense | 4,521,000 | 9,320,000 | 13,980,000 | 18,465,000 |
| Provision for loan losses | 51,000 | 2,464,000 | 2,535,000 | 3,002,000 |
| Pretax income | 4,540,000 | 7,062,000 | 10,122,000 | 13,508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,540,000 | 7,062,000 | 10,122,000 | 13,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,019,000 | 94,979,000 | 96,708,000 | 98,450,000 |
| Total capital | 104,198,000 | 102,969,000 | 104,904,000 | 106,929,000 |
| Risk-weighted assets | 651,805,000 | 635,346,000 | 651,920,000 | 674,357,000 |