Call reports 2019
KIRKPATRICK BANK — 2019
What KIRKPATRICK BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 815,212,000 | 805,548,000 | 797,920,000 | 818,584,000 |
| Total loans | 563,839,000 | 586,152,000 | 591,121,000 | 585,378,000 |
| Allowance for loan losses | 11,413,000 | 11,990,000 | 12,188,000 | 10,658,000 |
| Securities available for sale | 158,904,000 | 128,070,000 | 126,392,000 | 120,286,000 |
| Securities held to maturity | 6,666,000 | 6,590,000 | 6,174,000 | 5,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,995,000 | 665,595,000 | 658,722,000 | 674,630,000 |
| Interest-bearing deposits | 513,231,000 | 480,745,000 | 478,767,000 | 464,890,000 |
| Noninterest-bearing deposits | 175,764,000 | 184,850,000 | 179,955,000 | 209,740,000 |
| Equity capital | 88,545,000 | 91,223,000 | 93,308,000 | 92,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,917,000 | 18,491,000 | 27,576,000 | 36,163,000 |
| Interest expense | 1,439,000 | 2,796,000 | 4,088,000 | 5,236,000 |
| Net interest income | 7,478,000 | 15,695,000 | 23,488,000 | 30,927,000 |
| Noninterest income | 469,000 | 1,203,000 | 1,986,000 | 2,561,000 |
| Noninterest expense | 4,411,000 | 8,923,000 | 13,772,000 | 18,534,000 |
| Provision for loan losses | 19,000 | 588,000 | 780,000 | 1,644,000 |
| Pretax income | 3,517,000 | 7,220,000 | 10,755,000 | 13,388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,517,000 | 7,220,000 | 10,755,000 | 13,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,706,000 | 91,516,000 | 93,442,000 | 93,066,000 |
| Total capital | 97,465,000 | 99,619,000 | 101,633,000 | 101,158,000 |
| Risk-weighted assets | 617,068,000 | 644,378,000 | 651,269,000 | 644,816,000 |