Call reports 2016
KIRKPATRICK BANK — 2016
What KIRKPATRICK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 682,944,000 | 715,255,000 | 762,558,000 | 777,903,000 |
| Total loans | 503,938,000 | 517,358,000 | 556,801,000 | 557,604,000 |
| Allowance for loan losses | 11,987,000 | 12,919,000 | 13,292,000 | 11,942,000 |
| Securities available for sale | 147,293,000 | 143,849,000 | 154,398,000 | 165,713,000 |
| Securities held to maturity | 2,711,000 | 7,222,000 | 7,004,000 | 6,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,641,000 | 623,741,000 | 663,658,000 | 669,944,000 |
| Interest-bearing deposits | 483,109,000 | 497,737,000 | 529,830,000 | 507,891,000 |
| Noninterest-bearing deposits | 119,532,000 | 126,004,000 | 133,828,000 | 162,053,000 |
| Equity capital | 63,081,000 | 62,775,000 | 63,621,000 | 67,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,241,000 | 12,484,000 | 19,240,000 | 26,069,000 |
| Interest expense | 531,000 | 1,090,000 | 1,717,000 | 2,406,000 |
| Net interest income | 5,710,000 | 11,394,000 | 17,523,000 | 23,663,000 |
| Noninterest income | 336,000 | 733,000 | 1,238,000 | 1,780,000 |
| Noninterest expense | 3,828,000 | 7,807,000 | 12,032,000 | 16,353,000 |
| Provision for loan losses | 1,618,000 | 2,550,000 | 2,923,000 | 3,193,000 |
| Pretax income | 1,733,000 | 3,241,000 | 5,379,000 | 7,470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,733,000 | 3,241,000 | 5,379,000 | 7,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,221,000 | 65,441,000 | 66,128,000 | 71,486,000 |
| Total capital | 72,186,000 | 72,715,000 | 73,886,000 | 79,156,000 |
| Risk-weighted assets | 552,144,000 | 576,273,000 | 615,119,000 | 609,329,000 |