Call reports 2015
KIRKPATRICK BANK — 2015
What KIRKPATRICK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 693,758,000 | 715,266,000 | 718,025,000 | 727,061,000 |
| Total loans | 443,620,000 | 459,539,000 | 485,565,000 | 501,553,000 |
| Allowance for loan losses | 10,681,000 | 10,655,000 | 9,791,000 | 10,369,000 |
| Securities available for sale | 213,952,000 | 209,136,000 | 194,909,000 | 187,713,000 |
| Securities held to maturity | 3,742,000 | 3,534,000 | 3,407,000 | 3,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,513,000 | 632,881,000 | 634,583,000 | 592,561,000 |
| Interest-bearing deposits | 477,738,000 | 500,966,000 | 495,712,000 | 476,487,000 |
| Noninterest-bearing deposits | 102,775,000 | 131,915,000 | 138,871,000 | 116,074,000 |
| Equity capital | 63,727,000 | 63,770,000 | 64,180,000 | 64,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,538,000 | 11,403,000 | 17,480,000 | 23,635,000 |
| Interest expense | 632,000 | 1,263,000 | 1,870,000 | 2,394,000 |
| Net interest income | 4,906,000 | 10,140,000 | 15,610,000 | 21,241,000 |
| Noninterest income | 385,000 | 694,000 | 1,000,000 | 1,322,000 |
| Noninterest expense | 3,689,000 | 7,586,000 | 11,434,000 | 15,384,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,189,000 |
| Pretax income | 1,377,000 | 2,829,000 | 4,592,000 | 6,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,377,000 | 2,829,000 | 4,592,000 | 6,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,959,000 | 63,462,000 | 64,406,000 | 64,765,000 |
| Total capital | 69,486,000 | 70,132,000 | 71,371,000 | 71,789,000 |
| Risk-weighted assets | 515,599,000 | 529,645,000 | 554,441,000 | 558,519,000 |