Call reports 2012
KIRKPATRICK BANK — 2012
What KIRKPATRICK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 606,018,000 | 579,070,000 | 577,391,000 | 625,640,000 |
| Total loans | 376,889,000 | 385,654,000 | 398,579,000 | 387,575,000 |
| Allowance for loan losses | 9,616,000 | 10,152,000 | 9,257,000 | 8,703,000 |
| Securities available for sale | 133,084,000 | 149,201,000 | 143,298,000 | 134,387,000 |
| Securities held to maturity | 1,450,000 | 1,381,000 | 1,374,000 | 1,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,215,000 | 488,366,000 | 458,498,000 | 531,150,000 |
| Interest-bearing deposits | 432,860,000 | 403,941,000 | 376,862,000 | 428,773,000 |
| Noninterest-bearing deposits | 79,355,000 | 84,425,000 | 81,636,000 | 102,377,000 |
| Equity capital | 54,074,000 | 54,990,000 | 56,868,000 | 56,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,707,000 | 11,417,000 | 17,203,000 | 22,716,000 |
| Interest expense | 1,098,000 | 2,095,000 | 3,130,000 | 3,974,000 |
| Net interest income | 4,609,000 | 9,322,000 | 14,073,000 | 18,742,000 |
| Noninterest income | 149,000 | 540,000 | 934,000 | 1,310,000 |
| Noninterest expense | 2,934,000 | 5,783,000 | 8,552,000 | 11,807,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,850,000 | 3,055,000 |
| Pretax income | 1,535,000 | 3,327,000 | 4,916,000 | 5,544,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,535,000 | 3,327,000 | 4,916,000 | 5,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,041,000 | 52,814,000 | 54,119,000 | 54,458,000 |
| Total capital | 57,075,000 | 57,917,000 | 59,341,000 | 59,754,000 |
| Risk-weighted assets | 411,147,000 | 416,043,000 | 426,585,000 | 419,499,000 |