Call reports 2023
AMBLER SAVINGS BANK — 2023
What AMBLER SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 498,020,000 | 472,588,000 | 519,514,000 | 496,293,000 |
| Total loans | 301,225,000 | 305,659,000 | 315,656,000 | 320,176,000 |
| Allowance for loan losses | 2,773,000 | 2,775,000 | 2,777,000 | 2,775,000 |
| Securities available for sale | 124,544,000 | 116,907,000 | 122,276,000 | 115,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 30,000 | 237,000 |
| Total deposits | 428,575,000 | 404,873,000 | 450,031,000 | 421,419,000 |
| Interest-bearing deposits | 333,466,000 | 317,333,000 | 369,750,000 | 341,339,000 |
| Noninterest-bearing deposits | 95,109,000 | 87,540,000 | 80,281,000 | 80,080,000 |
| Equity capital | 52,584,000 | 51,816,000 | 49,304,000 | 54,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,733,000 | 9,461,000 | 14,485,000 | 19,801,000 |
| Interest expense | 1,144,000 | 2,485,000 | 4,365,000 | 6,755,000 |
| Net interest income | 3,589,000 | 6,976,000 | 10,120,000 | 13,046,000 |
| Noninterest income | 144,000 | 308,000 | 559,000 | 721,000 |
| Noninterest expense | 2,505,000 | 4,907,000 | 7,527,000 | 10,059,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,228,000 | 2,377,000 | 3,152,000 | 3,708,000 |
| Income tax | 262,000 | 503,000 | 568,000 | 660,000 |
| Net income | 966,000 | 1,874,000 | 2,584,000 | 3,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,955,000 | 66,873,000 | 67,593,000 | 68,068,000 |
| Total capital | 68,728,000 | 69,648,000 | 70,370,000 | 70,843,000 |
| Risk-weighted assets | 263,378,000 | 289,437,000 | 299,869,000 | 304,007,000 |