Call reports 2022
AMBLER SAVINGS BANK — 2022
What AMBLER SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 480,502,000 | 484,947,000 | 515,051,000 | 503,452,000 |
| Total loans | 284,431,000 | 301,100,000 | 307,655,000 | 304,282,000 |
| Allowance for loan losses | 2,745,000 | 2,747,000 | 2,748,000 | 2,772,000 |
| Securities available for sale | 119,579,000 | 108,800,000 | 110,846,000 | 122,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,743,000 | 415,857,000 | 450,632,000 | 436,185,000 |
| Interest-bearing deposits | 322,944,000 | 323,904,000 | 361,339,000 | 338,583,000 |
| Noninterest-bearing deposits | 82,799,000 | 91,953,000 | 89,293,000 | 97,602,000 |
| Equity capital | 55,129,000 | 50,268,000 | 47,263,000 | 50,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,841,000 | 7,777,000 | 12,141,000 | 16,888,000 |
| Interest expense | 459,000 | 915,000 | 1,502,000 | 2,421,000 |
| Net interest income | 3,382,000 | 6,862,000 | 10,639,000 | 14,467,000 |
| Noninterest income | 101,000 | 230,000 | 290,000 | 397,000 |
| Noninterest expense | 2,123,000 | 4,346,000 | 6,853,000 | 9,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,360,000 | 2,746,000 | 4,076,000 | 5,598,000 |
| Income tax | 307,000 | 597,000 | 897,000 | 1,216,000 |
| Net income | 1,053,000 | 2,149,000 | 3,179,000 | 4,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,617,000 | 62,725,000 | 63,765,000 | 64,979,000 |
| Total capital | 64,362,000 | 65,472,000 | 66,513,000 | 67,751,000 |
| Risk-weighted assets | 245,005,000 | 261,273,000 | 270,022,000 | 268,448,000 |