Call reports 2020
AMBLER SAVINGS BANK — 2020
What AMBLER SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 410,345,000 | 430,505,000 | 441,329,000 | 444,259,000 |
| Total loans | 258,333,000 | 287,263,000 | 284,272,000 | 278,569,000 |
| Allowance for loan losses | 2,494,000 | 2,659,000 | 2,607,000 | 2,651,000 |
| Securities available for sale | 104,825,000 | 98,107,000 | 87,716,000 | 88,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,270,000 | 349,055,000 | 359,101,000 | 361,269,000 |
| Interest-bearing deposits | 289,661,000 | 298,890,000 | 307,480,000 | 308,365,000 |
| Noninterest-bearing deposits | 45,609,000 | 50,165,000 | 51,621,000 | 52,904,000 |
| Equity capital | 54,308,000 | 57,066,000 | 57,872,000 | 58,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,755,000 | 7,436,000 | 11,147,000 | 14,986,000 |
| Interest expense | 996,000 | 1,851,000 | 2,637,000 | 3,357,000 |
| Net interest income | 2,759,000 | 5,585,000 | 8,510,000 | 11,629,000 |
| Noninterest income | 87,000 | 164,000 | 259,000 | 335,000 |
| Noninterest expense | 2,006,000 | 3,995,000 | 5,982,000 | 8,048,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 851,000 | 1,665,000 | 2,698,000 | 3,832,000 |
| Income tax | 147,000 | 288,000 | 462,000 | 657,000 |
| Net income | 704,000 | 1,377,000 | 2,236,000 | 3,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,917,000 | 54,603,000 | 55,476,000 | 56,428,000 |
| Total capital | 56,411,000 | 57,262,000 | 58,083,000 | 59,079,000 |
| Risk-weighted assets | 212,693,000 | 214,049,000 | 211,404,000 | 213,054,000 |