Call reports 2019
AMBLER SAVINGS BANK — 2019
What AMBLER SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 413,387,000 | 413,995,000 | 414,671,000 | 410,578,000 |
| Total loans | 257,357,000 | 257,934,000 | 258,677,000 | 257,935,000 |
| Allowance for loan losses | 2,040,000 | 2,035,000 | 2,080,000 | 2,648,000 |
| Securities available for sale | 96,279,000 | 97,173,000 | 100,202,000 | 100,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,582,000 | 338,302,000 | 338,138,000 | 334,387,000 |
| Interest-bearing deposits | 302,283,000 | 300,220,000 | 299,050,000 | 298,938,000 |
| Noninterest-bearing deposits | 35,299,000 | 38,082,000 | 39,088,000 | 35,449,000 |
| Equity capital | 51,268,000 | 52,914,000 | 53,887,000 | 54,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,803,000 | 7,673,000 | 11,600,000 | 15,459,000 |
| Interest expense | 1,040,000 | 2,137,000 | 3,246,000 | 4,318,000 |
| Net interest income | 2,763,000 | 5,536,000 | 8,354,000 | 11,141,000 |
| Noninterest income | 93,000 | 394,000 | 488,000 | 575,000 |
| Noninterest expense | 1,959,000 | 3,852,000 | 5,713,000 | 7,781,000 |
| Provision for loan losses | 43,000 | 88,000 | 133,000 | 133,000 |
| Pretax income | 854,000 | 1,990,000 | 2,996,000 | 3,802,000 |
| Income tax | 169,000 | 394,000 | 488,000 | 628,000 |
| Net income | 685,000 | 1,596,000 | 2,508,000 | 3,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,914,000 | 51,814,000 | 52,671,000 | 53,200,000 |
| Total capital | 52,954,000 | 53,849,000 | 54,751,000 | 55,804,000 |
| Risk-weighted assets | 206,392,000 | 207,506,000 | 208,725,000 | 208,310,000 |