Call reports 2018
AMBLER SAVINGS BANK — 2018
What AMBLER SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 394,143,000 | 398,303,000 | 397,853,000 | 402,279,000 |
| Total loans | 258,680,000 | 258,264,000 | 262,828,000 | 257,297,000 |
| Allowance for loan losses | 1,920,000 | 1,950,000 | 2,015,000 | 1,940,000 |
| Securities available for sale | 78,525,000 | 80,294,000 | 82,768,000 | 92,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,853,000 | 330,348,000 | 326,726,000 | 327,797,000 |
| Interest-bearing deposits | 291,952,000 | 295,574,000 | 294,342,000 | 295,225,000 |
| Noninterest-bearing deposits | 32,901,000 | 34,774,000 | 32,384,000 | 32,572,000 |
| Equity capital | 47,333,000 | 48,094,000 | 48,452,000 | 49,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,525,000 | 7,175,000 | 10,848,000 | 14,627,000 |
| Interest expense | 752,000 | 1,559,000 | 2,461,000 | 3,475,000 |
| Net interest income | 2,773,000 | 5,616,000 | 8,387,000 | 11,152,000 |
| Noninterest income | 88,000 | 186,000 | 269,000 | 363,000 |
| Noninterest expense | 1,833,000 | 3,698,000 | 5,531,000 | 7,442,000 |
| Provision for loan losses | 45,000 | 91,000 | 134,000 | 177,000 |
| Pretax income | 983,000 | 2,013,000 | 2,991,000 | 3,896,000 |
| Income tax | 212,000 | 435,000 | 680,000 | 860,000 |
| Net income | 771,000 | 1,578,000 | 2,311,000 | 3,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,886,000 | 48,612,000 | 49,509,000 | 50,220,000 |
| Total capital | 49,806,000 | 50,562,000 | 51,524,000 | 52,160,000 |
| Risk-weighted assets | 203,467,000 | 203,291,000 | 206,773,000 | 204,074,000 |