Call reports 2016
AMBLER SAVINGS BANK — 2016
What AMBLER SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 337,583,000 | 344,449,000 | 341,544,000 | 341,926,000 |
| Total loans | 199,347,000 | 204,719,000 | 210,739,000 | 214,231,000 |
| Allowance for loan losses | 1,825,000 | 1,825,000 | 1,820,000 | 1,865,000 |
| Securities available for sale | 93,565,000 | 93,684,000 | 91,373,000 | 86,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,645,000 | 276,967,000 | 273,630,000 | 276,912,000 |
| Interest-bearing deposits | 247,308,000 | 249,812,000 | 246,731,000 | 248,875,000 |
| Noninterest-bearing deposits | 23,337,000 | 27,155,000 | 26,899,000 | 28,037,000 |
| Equity capital | 38,259,000 | 39,280,000 | 39,925,000 | 39,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,904,000 | 5,827,000 | 8,763,000 | 11,700,000 |
| Interest expense | 636,000 | 1,269,000 | 1,902,000 | 2,507,000 |
| Net interest income | 2,268,000 | 4,558,000 | 6,861,000 | 9,193,000 |
| Noninterest income | 61,000 | 113,000 | 218,000 | 321,000 |
| Noninterest expense | 1,589,000 | 3,144,000 | 4,760,000 | 6,379,000 |
| Provision for loan losses | 2,000 | 2,000 | 85,000 | 130,000 |
| Pretax income | 738,000 | 1,525,000 | 2,234,000 | 3,005,000 |
| Income tax | 133,000 | 276,000 | 187,000 | 309,000 |
| Net income | 605,000 | 1,249,000 | 2,047,000 | 2,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,796,000 | 38,440,000 | 39,238,000 | 39,887,000 |
| Total capital | 39,621,000 | 40,265,000 | 41,058,000 | 41,752,000 |
| Risk-weighted assets | 165,810,000 | 171,370,000 | 175,837,000 | 179,438,000 |