Call reports 2015
AMBLER SAVINGS BANK — 2015
What AMBLER SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 322,888,000 | 324,179,000 | 325,032,000 | 329,436,000 |
| Total loans | 194,863,000 | 196,101,000 | 200,489,000 | 199,949,000 |
| Allowance for loan losses | 1,840,000 | 1,830,000 | 1,850,000 | 1,850,000 |
| Securities available for sale | 92,390,000 | 94,494,000 | 92,743,000 | 92,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,526,000 | 263,058,000 | 257,683,000 | 262,832,000 |
| Interest-bearing deposits | 242,762,000 | 243,314,000 | 238,797,000 | 242,378,000 |
| Noninterest-bearing deposits | 18,764,000 | 19,744,000 | 18,886,000 | 20,454,000 |
| Equity capital | 35,903,000 | 35,668,000 | 36,790,000 | 37,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,920,000 | 5,788,000 | 8,698,000 | 11,593,000 |
| Interest expense | 603,000 | 1,226,000 | 1,861,000 | 2,499,000 |
| Net interest income | 2,317,000 | 4,562,000 | 6,837,000 | 9,094,000 |
| Noninterest income | 56,000 | 115,000 | 166,000 | 223,000 |
| Noninterest expense | 1,572,000 | 3,159,000 | 4,681,000 | 6,264,000 |
| Provision for loan losses | 40,000 | 62,000 | 82,000 | 82,000 |
| Pretax income | 761,000 | 1,456,000 | 2,240,000 | 2,971,000 |
| Income tax | 129,000 | 183,000 | 314,000 | 435,000 |
| Net income | 632,000 | 1,273,000 | 1,926,000 | 2,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,287,000 | 35,928,000 | 36,581,000 | 37,191,000 |
| Total capital | 37,127,000 | 37,758,000 | 38,431,000 | 39,041,000 |
| Risk-weighted assets | 157,839,000 | 157,634,000 | 159,839,000 | 161,572,000 |