Call reports 2014
AMBLER SAVINGS BANK — 2014
What AMBLER SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 316,720,000 | 326,692,000 | 320,320,000 | 317,916,000 |
| Total loans | 194,982,000 | 195,223,000 | 194,044,000 | 194,666,000 |
| Allowance for loan losses | 1,819,000 | 1,830,000 | 1,875,000 | 1,800,000 |
| Securities available for sale | 26,160,000 | 19,044,000 | 24,622,000 | 92,750,000 |
| Securities held to maturity | 68,960,000 | 74,556,000 | 71,954,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,280,000 | 274,352,000 | 263,997,000 | 261,525,000 |
| Interest-bearing deposits | 250,866,000 | 258,450,000 | 248,734,000 | 243,136,000 |
| Noninterest-bearing deposits | 14,414,000 | 15,902,000 | 15,263,000 | 18,389,000 |
| Equity capital | 32,446,000 | 33,087,000 | 33,978,000 | 35,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,048,000 | 6,001,000 | 8,952,000 | 11,862,000 |
| Interest expense | 596,000 | 1,201,000 | 1,804,000 | 2,415,000 |
| Net interest income | 2,452,000 | 4,800,000 | 7,148,000 | 9,447,000 |
| Noninterest income | 58,000 | 104,000 | 146,000 | 273,000 |
| Noninterest expense | 1,581,000 | 3,631,000 | 5,273,000 | 6,815,000 |
| Provision for loan losses | 90,000 | 152,000 | 244,000 | 258,000 |
| Pretax income | 829,000 | 1,145,000 | 1,801,000 | 2,597,000 |
| Income tax | 188,000 | -15,000 | -179,000 | -35,000 |
| Net income | 641,000 | 1,160,000 | 1,980,000 | 2,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,664,000 | 33,183,000 | 34,003,000 | 34,655,000 |
| Total capital | 34,483,000 | 35,013,000 | 35,878,000 | 36,455,000 |
| Risk-weighted assets | 164,453,000 | 159,708,000 | 160,251,000 | 156,951,000 |