Call reports 2013
AMBLER SAVINGS BANK — 2013
What AMBLER SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 314,186,000 | 320,953,000 | 318,102,000 | 320,778,000 |
| Total loans | 185,715,000 | 188,051,000 | 193,391,000 | 196,240,000 |
| Allowance for loan losses | 1,955,000 | 2,090,000 | 1,785,000 | 1,865,000 |
| Securities available for sale | 25,354,000 | 28,599,000 | 29,405,000 | 29,281,000 |
| Securities held to maturity | 72,489,000 | 71,291,000 | 72,038,000 | 70,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,825,000 | 275,131,000 | 266,636,000 | 268,960,000 |
| Interest-bearing deposits | 259,093,000 | 260,307,000 | 253,502,000 | 251,560,000 |
| Noninterest-bearing deposits | 13,732,000 | 14,824,000 | 13,134,000 | 17,400,000 |
| Equity capital | 29,969,000 | 30,292,000 | 30,938,000 | 31,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,152,000 | 6,321,000 | 9,457,000 | 12,549,000 |
| Interest expense | 679,000 | 1,343,000 | 2,009,000 | 2,641,000 |
| Net interest income | 2,473,000 | 4,978,000 | 7,448,000 | 9,908,000 |
| Noninterest income | 60,000 | 212,000 | 259,000 | 317,000 |
| Noninterest expense | 1,440,000 | 2,804,000 | 4,225,000 | 5,813,000 |
| Provision for loan losses | 157,000 | 326,000 | 416,000 | 510,000 |
| Pretax income | 951,000 | 2,075,000 | 3,124,000 | 3,961,000 |
| Income tax | 250,000 | 522,000 | 697,000 | 861,000 |
| Net income | 701,000 | 1,553,000 | 2,427,000 | 3,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,624,000 | 30,476,000 | 31,350,000 | 32,023,000 |
| Total capital | 31,579,000 | 32,501,000 | 33,135,000 | 33,888,000 |
| Risk-weighted assets | 158,882,000 | 163,283,000 | 165,259,000 | 167,757,000 |