Call reports 2012
AMBLER SAVINGS BANK — 2012
What AMBLER SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 303,086,000 | 311,231,000 | 309,038,000 | 312,454,000 |
| Total loans | 185,421,000 | 188,815,000 | 192,388,000 | 189,811,000 |
| Allowance for loan losses | 1,800,000 | 2,000,000 | 2,210,000 | 2,200,000 |
| Securities available for sale | 17,311,000 | 21,721,000 | 20,533,000 | 21,487,000 |
| Securities held to maturity | 65,130,000 | 72,503,000 | 71,276,000 | 69,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,739,000 | 280,025,000 | 276,622,000 | 272,332,000 |
| Interest-bearing deposits | 262,199,000 | 266,995,000 | 262,659,000 | 258,685,000 |
| Noninterest-bearing deposits | 10,540,000 | 13,030,000 | 13,963,000 | 13,647,000 |
| Equity capital | 26,899,000 | 27,661,000 | 28,603,000 | 29,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,214,000 | 6,376,000 | 9,595,000 | 12,762,000 |
| Interest expense | 921,000 | 1,825,000 | 2,692,000 | 3,449,000 |
| Net interest income | 2,293,000 | 4,551,000 | 6,903,000 | 9,313,000 |
| Noninterest income | 14,000 | 65,000 | 123,000 | 186,000 |
| Noninterest expense | 1,336,000 | 2,656,000 | 4,034,000 | 5,459,000 |
| Provision for loan losses | 68,000 | 268,000 | 478,000 | 732,000 |
| Pretax income | 903,000 | 1,752,000 | 2,719,000 | 3,513,000 |
| Income tax | 303,000 | 512,000 | 782,000 | 1,011,000 |
| Net income | 600,000 | 1,240,000 | 1,937,000 | 2,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,021,000 | 27,661,000 | 28,358,000 | 28,923,000 |
| Total capital | 28,821,000 | 29,661,000 | 30,356,000 | 30,880,000 |
| Risk-weighted assets | 159,102,000 | 165,776,000 | 159,526,000 | 157,541,000 |