Call reports 2011
AMBLER SAVINGS BANK — 2011
What AMBLER SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 268,568,000 | 270,145,000 | 274,882,000 | 295,894,000 |
| Total loans | 181,006,000 | 182,388,000 | 181,381,000 | 184,233,000 |
| Allowance for loan losses | 1,434,000 | 1,454,000 | 1,479,000 | 1,759,000 |
| Securities available for sale | 12,222,000 | 12,805,000 | 13,733,000 | 15,339,000 |
| Securities held to maturity | 54,572,000 | 53,113,000 | 51,490,000 | 59,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,506,000 | 240,666,000 | 245,150,000 | 266,262,000 |
| Interest-bearing deposits | 229,791,000 | 231,882,000 | 235,501,000 | 256,089,000 |
| Noninterest-bearing deposits | 9,715,000 | 8,784,000 | 9,649,000 | 10,173,000 |
| Equity capital | 24,652,000 | 25,308,000 | 25,688,000 | 26,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,126,000 | 6,265,000 | 9,432,000 | 12,606,000 |
| Interest expense | 1,036,000 | 2,039,000 | 3,025,000 | 3,973,000 |
| Net interest income | 2,090,000 | 4,226,000 | 6,407,000 | 8,633,000 |
| Noninterest income | 67,000 | 89,000 | 154,000 | 184,000 |
| Noninterest expense | 1,226,000 | 2,427,000 | 3,772,000 | 5,059,000 |
| Provision for loan losses | 49,000 | 250,000 | 343,000 | 623,000 |
| Pretax income | 882,000 | 1,774,000 | 2,607,000 | 3,360,000 |
| Income tax | 293,000 | 603,000 | 861,000 | 1,109,000 |
| Net income | 589,000 | 1,171,000 | 1,746,000 | 2,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,759,000 | 25,341,000 | 25,916,000 | 26,421,000 |
| Total capital | 26,193,000 | 26,795,000 | 27,395,000 | 28,180,000 |
| Risk-weighted assets | 150,398,000 | 151,295,000 | 151,659,000 | 156,721,000 |