Call reports 2010
AMBLER SAVINGS BANK — 2010
What AMBLER SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 252,438,000 | 258,286,000 | 258,620,000 | 275,724,000 |
| Total loans | 171,235,000 | 175,109,000 | 176,700,000 | 177,168,000 |
| Allowance for loan losses | 1,340,000 | 1,341,000 | 1,364,000 | 1,404,000 |
| Securities available for sale | 4,678,000 | 5,103,000 | 8,187,000 | 10,721,000 |
| Securities held to maturity | 52,956,000 | 52,137,000 | 48,440,000 | 56,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,461,000 | 228,795,000 | 229,944,000 | 247,065,000 |
| Interest-bearing deposits | 215,924,000 | 221,057,000 | 222,477,000 | 237,892,000 |
| Noninterest-bearing deposits | 7,537,000 | 7,738,000 | 7,467,000 | 9,173,000 |
| Equity capital | 22,243,000 | 22,837,000 | 23,508,000 | 24,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 6,134,000 | 9,234,000 | 12,329,000 |
| Interest expense | 1,218,000 | 2,381,000 | 3,525,000 | 4,662,000 |
| Net interest income | 1,838,000 | 3,753,000 | 5,709,000 | 7,667,000 |
| Noninterest income | 67,000 | 132,000 | 199,000 | 270,000 |
| Noninterest expense | 1,124,000 | 2,225,000 | 3,354,000 | 4,514,000 |
| Provision for loan losses | 95,000 | 133,000 | 156,000 | 181,000 |
| Pretax income | 762,000 | 1,615,000 | 2,512,000 | 3,356,000 |
| Income tax | 218,000 | 471,000 | 755,000 | 967,000 |
| Net income | 544,000 | 1,144,000 | 1,757,000 | 2,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,325,000 | 22,926,000 | 23,538,000 | 24,170,000 |
| Total capital | 23,665,000 | 24,267,000 | 24,902,000 | 25,574,000 |
| Risk-weighted assets | 138,701,000 | 141,575,000 | 143,654,000 | 151,372,000 |