Call reports 2009
AMBLER SAVINGS BANK — 2009
What AMBLER SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 222,884,000 | 237,293,000 | 242,796,000 | 250,959,000 |
| Total loans | 154,564,000 | 160,085,000 | 171,139,000 | 172,155,000 |
| Allowance for loan losses | 1,012,000 | 1,035,000 | 1,237,000 | 1,260,000 |
| Securities available for sale | 4,770,000 | 9,570,000 | 5,339,000 | 5,218,000 |
| Securities held to maturity | 34,562,000 | 37,009,000 | 37,526,000 | 48,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,322,000 | 202,801,000 | 210,432,000 | 221,643,000 |
| Interest-bearing deposits | 183,013,000 | 195,369,000 | 202,619,000 | 214,234,000 |
| Noninterest-bearing deposits | 7,309,000 | 7,432,000 | 7,813,000 | 7,409,000 |
| Equity capital | 20,200,000 | 20,840,000 | 21,237,000 | 21,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,883,000 | 5,808,000 | 8,830,000 | 11,880,000 |
| Interest expense | 1,435,000 | 2,877,000 | 4,308,000 | 5,719,000 |
| Net interest income | 1,448,000 | 2,931,000 | 4,522,000 | 6,161,000 |
| Noninterest income | 66,000 | 147,000 | 233,000 | 310,000 |
| Noninterest expense | 1,087,000 | 2,337,000 | 3,481,000 | 4,646,000 |
| Provision for loan losses | 22,000 | 45,000 | 247,000 | 270,000 |
| Pretax income | 342,000 | 633,000 | 1,236,000 | 1,782,000 |
| Income tax | 118,000 | 220,000 | 441,000 | 614,000 |
| Net income | 224,000 | 413,000 | 795,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,837,000 | 21,026,000 | 21,408,000 | 21,781,000 |
| Total capital | 21,849,000 | 22,061,000 | 22,645,000 | 23,041,000 |
| Risk-weighted assets | 132,199,000 | 137,653,000 | 137,855,000 | 140,417,000 |