Call reports 2008
AMBLER SAVINGS BANK — 2008
What AMBLER SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 223,750,000 | 223,726,000 | 217,367,000 | 217,139,000 |
| Total loans | 133,794,000 | 144,365,000 | 154,138,000 | 157,693,000 |
| Allowance for loan losses | 945,000 | 960,000 | 975,000 | 990,000 |
| Securities available for sale | 3,380,000 | 3,456,000 | 2,640,000 | 2,567,000 |
| Securities held to maturity | 51,462,000 | 43,631,000 | 40,071,000 | 36,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,316,000 | 191,898,000 | 183,339,000 | 179,982,000 |
| Interest-bearing deposits | 184,984,000 | 184,316,000 | 175,934,000 | 172,977,000 |
| Noninterest-bearing deposits | 6,332,000 | 7,582,000 | 7,405,000 | 7,005,000 |
| Equity capital | 20,095,000 | 20,282,000 | 20,012,000 | 20,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,928,000 | 5,809,000 | 8,785,000 | 11,720,000 |
| Interest expense | 1,906,000 | 3,679,000 | 5,291,000 | 6,825,000 |
| Net interest income | 1,022,000 | 2,130,000 | 3,494,000 | 4,895,000 |
| Noninterest income | 63,000 | 123,000 | 189,000 | 248,000 |
| Noninterest expense | 1,024,000 | 2,031,000 | 3,054,000 | 4,130,000 |
| Provision for loan losses | 14,000 | 29,000 | 32,000 | 47,000 |
| Pretax income | 55,000 | 201,000 | 605,000 | 537,000 |
| Income tax | 8,000 | 20,000 | 159,000 | 120,000 |
| Net income | 47,000 | 181,000 | 446,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,388,000 | 20,522,000 | 20,787,000 | 20,613,000 |
| Total capital | 21,333,000 | 21,482,000 | 21,762,000 | 21,603,000 |
| Risk-weighted assets | 120,247,000 | 124,902,000 | 126,363,000 | 127,285,000 |