Call reports 2015
LINN COUNTY STATE BANK — 2015
What LINN COUNTY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,457,000 | 38,431,000 | 38,114,000 | 37,145,000 |
| Total loans | 28,274,000 | 27,688,000 | 26,383,000 | 25,037,000 |
| Allowance for loan losses | 266,000 | 300,000 | 303,000 | 303,000 |
| Securities available for sale | 1,902,000 | 2,119,000 | 2,130,000 | 2,302,000 |
| Securities held to maturity | 175,000 | 175,000 | 175,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,742,000 | 25,956,000 | 25,982,000 | 25,622,000 |
| Interest-bearing deposits | 21,239,000 | 21,459,000 | 21,252,000 | 20,981,000 |
| Noninterest-bearing deposits | 4,503,000 | 4,497,000 | 4,730,000 | 4,641,000 |
| Equity capital | 5,059,000 | 5,067,000 | 5,009,000 | 4,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 952,000 | 1,427,000 | 1,867,000 |
| Interest expense | 79,000 | 161,000 | 246,000 | 326,000 |
| Net interest income | 421,000 | 791,000 | 1,181,000 | 1,541,000 |
| Noninterest income | 88,000 | 122,000 | 110,000 | 150,000 |
| Noninterest expense | 255,000 | 516,000 | 837,000 | 1,071,000 |
| Provision for loan losses | 70,000 | 103,000 | 105,000 | 106,000 |
| Pretax income | 184,000 | 294,000 | 349,000 | 514,000 |
| Income tax | 63,000 | 98,000 | 112,000 | 166,000 |
| Net income | 121,000 | 196,000 | 237,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,311,000 | 3,335,000 | 3,268,000 | 3,283,000 |
| Total capital | 3,577,000 | 3,635,000 | 3,571,000 | 3,573,000 |
| Risk-weighted assets | 25,849,000 | 25,620,000 | 24,864,000 | 23,240,000 |