Call reports 2014
LINN COUNTY STATE BANK — 2014
What LINN COUNTY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 31,955,000 | 33,182,000 | 35,276,000 | 36,850,000 |
| Total loans | 22,050,000 | 22,800,000 | 25,310,000 | 27,480,000 |
| Allowance for loan losses | 150,000 | 120,000 | 130,000 | 245,000 |
| Securities available for sale | 1,723,000 | 1,895,000 | 1,893,000 | 1,897,000 |
| Securities held to maturity | 210,000 | 175,000 | 175,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,439,000 | 22,640,000 | 21,967,000 | 23,796,000 |
| Interest-bearing deposits | 17,660,000 | 18,353,000 | 17,560,000 | 19,227,000 |
| Noninterest-bearing deposits | 3,779,000 | 4,287,000 | 4,407,000 | 4,569,000 |
| Equity capital | 4,920,000 | 5,005,000 | 5,045,000 | 4,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 850,000 | 1,298,000 | 1,763,000 |
| Interest expense | 56,000 | 111,000 | 170,000 | 240,000 |
| Net interest income | 359,000 | 739,000 | 1,128,000 | 1,523,000 |
| Noninterest income | 33,000 | 78,000 | 125,000 | 165,000 |
| Noninterest expense | 270,000 | 549,000 | 825,000 | 1,163,000 |
| Provision for loan losses | 0 | 15,000 | 25,000 | 148,000 |
| Pretax income | 122,000 | 253,000 | 403,000 | 377,000 |
| Income tax | 40,000 | 83,000 | 133,000 | 117,000 |
| Net income | 82,000 | 170,000 | 270,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,185,000 | 3,251,000 | 3,290,000 | 3,220,000 |
| Total capital | 3,335,000 | 3,371,000 | 3,420,000 | 3,465,000 |
| Risk-weighted assets | 21,616,000 | 21,872,000 | 23,751,000 | 25,248,000 |