Call reports 2012
LINN COUNTY STATE BANK — 2012
What LINN COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,915,000 | 28,625,000 | 30,069,000 | 29,779,000 |
| Total loans | 15,784,000 | 16,892,000 | 18,421,000 | 18,112,000 |
| Allowance for loan losses | 131,000 | 135,000 | 139,000 | 140,000 |
| Securities available for sale | 2,060,000 | 2,076,000 | 1,741,000 | 1,731,000 |
| Securities held to maturity | 410,000 | 410,000 | 410,000 | 335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,451,000 | 20,150,000 | 21,072,000 | 20,752,000 |
| Interest-bearing deposits | 16,122,000 | 15,942,000 | 16,602,000 | 16,432,000 |
| Noninterest-bearing deposits | 4,329,000 | 4,208,000 | 4,470,000 | 4,320,000 |
| Equity capital | 4,607,000 | 4,687,000 | 4,747,000 | 4,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 690,000 | 1,058,000 | 1,422,000 |
| Interest expense | 80,000 | 158,000 | 236,000 | 318,000 |
| Net interest income | 258,000 | 532,000 | 822,000 | 1,104,000 |
| Noninterest income | 53,000 | 115,000 | 178,000 | 232,000 |
| Noninterest expense | 261,000 | 496,000 | 763,000 | 1,047,000 |
| Provision for loan losses | 32,000 | 32,000 | 33,000 | 35,000 |
| Pretax income | 18,000 | 119,000 | 234,000 | 285,000 |
| Income tax | 9,000 | 27,000 | 62,000 | 74,000 |
| Net income | 9,000 | 92,000 | 172,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,864,000 | 2,932,000 | 2,997,000 | 3,005,000 |
| Total capital | 2,995,000 | 3,067,000 | 3,136,000 | 3,145,000 |
| Risk-weighted assets | 17,927,000 | 18,564,000 | 18,995,000 | 18,883,000 |