Call reports 2026
MUTUAL SAVINGS BANK — 2026
What MUTUAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 349,284,000 | 352,880,000 |
| Total loans | 220,228,000 | 223,779,000 |
| Allowance for loan losses | 3,134,000 | 3,106,000 |
| Securities available for sale | 72,821,000 | 73,059,000 |
| Securities held to maturity | 3,000,000 | 4,850,000 |
| Trading assets | 0 | 0 |
| Total deposits | 282,196,000 | 284,265,000 |
| Interest-bearing deposits | 236,720,000 | 240,409,000 |
| Noninterest-bearing deposits | 45,476,000 | 43,856,000 |
| Equity capital | 23,741,000 | 25,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,333,000 | 8,803,000 |
| Interest expense | 1,792,000 | 3,568,000 |
| Net interest income | 2,541,000 | 5,235,000 |
| Noninterest income | 371,000 | 808,000 |
| Noninterest expense | 2,127,000 | 4,312,000 |
| Provision for loan losses | -23,000 | -50,000 |
| Pretax income | 808,000 | 1,781,000 |
| Income tax | 101,000 | 235,000 |
| Net income | 707,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,702,000 | 35,442,000 |
| Total capital | 38,025,000 | 38,743,000 |
| Risk-weighted assets | 265,878,000 | 271,538,000 |