Call reports 2024
MUTUAL SAVINGS BANK — 2024
What MUTUAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 312,950,000 | 316,457,000 | 324,400,000 | 312,105,000 |
| Total loans | 196,875,000 | 199,650,000 | 207,139,000 | 208,503,000 |
| Allowance for loan losses | 2,975,000 | 2,976,000 | 2,928,000 | 2,962,000 |
| Securities available for sale | 77,377,000 | 76,270,000 | 76,131,000 | 72,739,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,669,000 | 242,638,000 | 248,230,000 | 240,971,000 |
| Interest-bearing deposits | 207,472,000 | 202,610,000 | 207,343,000 | 200,649,000 |
| Noninterest-bearing deposits | 42,197,000 | 40,028,000 | 40,887,000 | 40,322,000 |
| Equity capital | 18,433,000 | 18,778,000 | 20,772,000 | 18,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,830,000 | 7,679,000 | 11,698,000 | 15,687,000 |
| Interest expense | 1,766,000 | 3,635,000 | 5,574,000 | 7,439,000 |
| Net interest income | 2,064,000 | 4,044,000 | 6,124,000 | 8,248,000 |
| Noninterest income | 309,000 | 646,000 | 1,006,000 | 1,361,000 |
| Noninterest expense | 1,908,000 | 3,876,000 | 5,955,000 | 7,719,000 |
| Provision for loan losses | 2,000 | 2,000 | -50,000 | -15,000 |
| Pretax income | 454,000 | 770,000 | 1,177,000 | 1,857,000 |
| Income tax | 24,000 | 18,000 | 45,000 | 133,000 |
| Net income | 430,000 | 752,000 | 1,132,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,980,000 | 32,200,000 | 32,407,000 | 32,791,000 |
| Total capital | 34,749,000 | 34,970,000 | 35,129,000 | 35,547,000 |
| Risk-weighted assets | 254,293,000 | 263,870,000 | 273,503,000 | 272,010,000 |