Call reports 2022
MUTUAL SAVINGS BANK — 2022
What MUTUAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 261,732,000 | 273,318,000 | 272,155,000 | 280,296,000 |
| Total loans | 151,856,000 | 166,389,000 | 165,433,000 | 171,579,000 |
| Allowance for loan losses | 1,881,000 | 1,879,000 | 1,909,000 | 1,941,000 |
| Securities available for sale | 92,361,000 | 84,454,000 | 85,044,000 | 85,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,834,000 | 238,151,000 | 246,707,000 | 241,001,000 |
| Interest-bearing deposits | 188,726,000 | 191,762,000 | 200,063,000 | 195,637,000 |
| Noninterest-bearing deposits | 45,108,000 | 46,389,000 | 46,644,000 | 45,364,000 |
| Equity capital | 24,252,000 | 16,889,000 | 15,569,000 | 16,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,048,000 | 4,476,000 | 7,067,000 | 9,982,000 |
| Interest expense | 138,000 | 326,000 | 608,000 | 1,186,000 |
| Net interest income | 1,910,000 | 4,150,000 | 6,459,000 | 8,796,000 |
| Noninterest income | 357,000 | 709,000 | 1,010,000 | 1,278,000 |
| Noninterest expense | 1,773,000 | 3,602,000 | 5,348,000 | 7,214,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 494,000 | 1,257,000 | 2,091,000 | 2,800,000 |
| Income tax | 42,000 | 119,000 | 216,000 | 293,000 |
| Net income | 452,000 | 1,138,000 | 1,875,000 | 2,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,763,000 | 29,452,000 | 30,196,000 | 30,837,000 |
| Total capital | 30,644,000 | 31,331,000 | 32,105,000 | 32,778,000 |
| Risk-weighted assets | 206,016,000 | 223,919,000 | 227,819,000 | 234,008,000 |