Call reports 2021
MUTUAL SAVINGS BANK — 2021
What MUTUAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 223,896,000 | 229,912,000 | 238,755,000 | 241,562,000 |
| Total loans | 141,961,000 | 142,768,000 | 140,802,000 | 144,735,000 |
| Allowance for loan losses | 1,838,000 | 1,885,000 | 1,885,000 | 1,881,000 |
| Securities available for sale | 66,938,000 | 76,920,000 | 81,004,000 | 84,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,707,000 | 203,403,000 | 211,666,000 | 214,723,000 |
| Interest-bearing deposits | 160,427,000 | 167,129,000 | 170,254,000 | 173,488,000 |
| Noninterest-bearing deposits | 38,280,000 | 36,274,000 | 41,412,000 | 41,235,000 |
| Equity capital | 19,572,000 | 20,813,000 | 21,300,000 | 21,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,665,000 | 5,556,000 | 7,499,000 |
| Interest expense | 219,000 | 427,000 | 596,000 | 738,000 |
| Net interest income | 1,580,000 | 3,238,000 | 4,960,000 | 6,761,000 |
| Noninterest income | 686,000 | 1,353,000 | 2,031,000 | 2,592,000 |
| Noninterest expense | 1,730,000 | 3,429,000 | 5,099,000 | 7,011,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 491,000 | 1,072,000 | 2,073,000 | 2,829,000 |
| Income tax | 59,000 | 131,000 | 289,000 | 393,000 |
| Net income | 432,000 | 941,000 | 1,784,000 | 2,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,837,000 | 19,286,000 | 19,923,000 | 20,428,000 |
| Total capital | 20,675,000 | 21,171,000 | 21,808,000 | 22,309,000 |
| Risk-weighted assets | 175,807,000 | 175,742,000 | 184,045,000 | 188,462,000 |