Call reports 2019
MUTUAL SAVINGS BANK — 2019
What MUTUAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,724,000 | 171,067,000 | 172,726,000 | 175,862,000 |
| Total loans | 131,964,000 | 130,424,000 | 126,521,000 | 128,698,000 |
| Allowance for loan losses | 1,401,000 | 1,478,000 | 1,480,000 | 1,475,000 |
| Securities available for sale | 18,231,000 | 20,806,000 | 37,711,000 | 36,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,554,000 | 139,431,000 | 147,387,000 | 145,781,000 |
| Interest-bearing deposits | 107,871,000 | 117,681,000 | 123,592,000 | 122,397,000 |
| Noninterest-bearing deposits | 21,683,000 | 21,750,000 | 23,795,000 | 23,384,000 |
| Equity capital | 16,585,000 | 16,968,000 | 17,262,000 | 17,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,693,000 | 3,466,000 | 5,317,000 | 7,148,000 |
| Interest expense | 287,000 | 595,000 | 928,000 | 1,291,000 |
| Net interest income | 1,406,000 | 2,871,000 | 4,389,000 | 5,857,000 |
| Noninterest income | 216,000 | 527,000 | 847,000 | 1,270,000 |
| Noninterest expense | 1,283,000 | 2,653,000 | 4,174,000 | 5,636,000 |
| Provision for loan losses | 60,000 | 121,000 | 121,000 | 121,000 |
| Pretax income | 279,000 | 625,000 | 942,000 | 1,371,000 |
| Income tax | 61,000 | 138,000 | 203,000 | 294,000 |
| Net income | 218,000 | 487,000 | 739,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,594,000 | 16,729,000 | 16,899,000 | 17,114,000 |
| Total capital | 17,995,000 | 18,207,000 | 18,379,000 | 18,589,000 |
| Risk-weighted assets | 144,991,000 | 141,919,000 | 138,622,000 | 139,947,000 |