Call reports 2018
MUTUAL SAVINGS BANK — 2018
What MUTUAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,674,000 | 154,969,000 | 158,132,000 | 159,005,000 |
| Total loans | 121,999,000 | 128,309,000 | 130,437,000 | 130,435,000 |
| Allowance for loan losses | 1,149,000 | 1,211,000 | 1,276,000 | 1,338,000 |
| Securities available for sale | 12,578,000 | 14,306,000 | 17,759,000 | 18,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,171,000 | 120,129,000 | 123,024,000 | 124,559,000 |
| Interest-bearing deposits | 94,035,000 | 95,531,000 | 100,317,000 | 102,849,000 |
| Noninterest-bearing deposits | 22,136,000 | 24,598,000 | 22,707,000 | 21,710,000 |
| Equity capital | 15,390,000 | 15,644,000 | 15,875,000 | 16,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 3,002,000 | 4,628,000 | 6,303,000 |
| Interest expense | 189,000 | 399,000 | 638,000 | 912,000 |
| Net interest income | 1,260,000 | 2,603,000 | 3,990,000 | 5,391,000 |
| Noninterest income | 264,000 | 575,000 | 871,000 | 1,145,000 |
| Noninterest expense | 1,184,000 | 2,427,000 | 3,679,000 | 4,879,000 |
| Provision for loan losses | 62,000 | 121,000 | 183,000 | 243,000 |
| Pretax income | 278,000 | 630,000 | 999,000 | 1,412,000 |
| Income tax | 62,000 | 140,000 | 225,000 | 320,000 |
| Net income | 216,000 | 490,000 | 774,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,582,000 | 15,856,000 | 16,139,000 | 16,375,000 |
| Total capital | 16,731,000 | 17,067,000 | 17,415,000 | 17,713,000 |
| Risk-weighted assets | 133,161,000 | 139,299,000 | 140,520,000 | 141,276,000 |