Call reports 2017
MUTUAL SAVINGS BANK — 2017
What MUTUAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,910,000 | 143,123,000 | 153,918,000 | 150,969,000 |
| Total loans | 111,980,000 | 118,320,000 | 116,910,000 | 120,437,000 |
| Allowance for loan losses | 1,029,000 | 1,051,000 | 1,080,000 | 1,102,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,410,000 | 8,175,000 | 9,810,000 | 13,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,747,000 | 105,729,000 | 116,311,000 | 113,501,000 |
| Interest-bearing deposits | 82,305,000 | 83,879,000 | 90,894,000 | 91,305,000 |
| Noninterest-bearing deposits | 21,442,000 | 21,850,000 | 25,417,000 | 22,196,000 |
| Equity capital | 14,935,000 | 15,125,000 | 15,354,000 | 15,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,635,000 | 3,917,000 | 5,344,000 |
| Interest expense | 121,000 | 259,000 | 418,000 | 598,000 |
| Net interest income | 1,171,000 | 2,376,000 | 3,499,000 | 4,746,000 |
| Noninterest income | 214,000 | 417,000 | 838,000 | 1,146,000 |
| Noninterest expense | 1,096,000 | 2,192,000 | 3,357,000 | 4,633,000 |
| Provision for loan losses | 30,000 | 63,000 | 92,000 | 122,000 |
| Pretax income | 259,000 | 538,000 | 888,000 | 1,137,000 |
| Income tax | 82,000 | 171,000 | 291,000 | 530,000 |
| Net income | 177,000 | 367,000 | 597,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,916,000 | 15,125,000 | 15,354,000 | 15,365,000 |
| Total capital | 15,945,000 | 16,176,000 | 16,434,000 | 16,467,000 |
| Risk-weighted assets | 112,035,000 | 123,628,000 | 127,560,000 | 127,014,000 |