Call reports 2008
MUTUAL SAVINGS BANK — 2008
What MUTUAL SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 140,478,000 | 138,955,000 | 136,461,000 | 135,894,000 |
| Total loans | 115,425,000 | 118,471,000 | 117,291,000 | 120,437,000 |
| Allowance for loan losses | 757,000 | 984,000 | 807,000 | 1,479,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,205,000 | 4,817,000 | 4,135,000 | 1,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,906,000 | 95,666,000 | 96,019,000 | 98,494,000 |
| Interest-bearing deposits | 86,774,000 | 84,204,000 | 83,725,000 | 84,808,000 |
| Noninterest-bearing deposits | 10,132,000 | 11,462,000 | 12,294,000 | 13,686,000 |
| Equity capital | 16,400,000 | 16,068,000 | 16,217,000 | 15,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 3,969,000 | 5,956,000 | 7,836,000 |
| Interest expense | 878,000 | 1,655,000 | 2,416,000 | 3,075,000 |
| Net interest income | 1,131,000 | 2,314,000 | 3,540,000 | 4,761,000 |
| Noninterest income | 188,000 | 412,000 | 662,000 | 888,000 |
| Noninterest expense | 1,275,000 | 2,868,000 | 4,183,000 | 5,588,000 |
| Provision for loan losses | 19,000 | 494,000 | 515,000 | 1,277,000 |
| Pretax income | 25,000 | -636,000 | -496,000 | -1,216,000 |
| Income tax | 10,000 | -252,000 | -196,000 | -480,000 |
| Net income | 15,000 | -384,000 | -300,000 | -736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,140,000 | 15,829,000 | 15,898,000 | 15,528,000 |
| Total capital | 16,897,000 | 16,813,000 | 16,705,000 | 16,915,000 |
| Risk-weighted assets | 113,802,000 | 113,055,000 | 111,538,000 | 110,851,000 |
Machine access — free, no API key
Every figure shown here about MUTUAL SAVINGS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.