Call reports 2005
MUTUAL SAVINGS BANK — 2005
What MUTUAL SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 119,723,000 | 123,061,000 | 123,148,000 | 126,017,000 |
| Total loans | 101,072,000 | 104,913,000 | 104,459,000 | 106,482,000 |
| Allowance for loan losses | 1,002,000 | 978,000 | 939,000 | 926,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,885,000 | 8,263,000 | 7,780,000 | 7,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,720,000 | 89,807,000 | 88,186,000 | 92,754,000 |
| Interest-bearing deposits | 78,554,000 | 81,615,000 | 78,607,000 | 82,123,000 |
| Noninterest-bearing deposits | 8,166,000 | 8,192,000 | 9,579,000 | 10,631,000 |
| Equity capital | 15,245,000 | 15,401,000 | 15,547,000 | 14,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,640,000 | 3,354,000 | 5,111,000 | 6,934,000 |
| Interest expense | 481,000 | 1,016,000 | 1,592,000 | 2,236,000 |
| Net interest income | 1,159,000 | 2,338,000 | 3,519,000 | 4,698,000 |
| Noninterest income | 141,000 | 276,000 | 468,000 | 670,000 |
| Noninterest expense | 1,194,000 | 2,325,000 | 3,506,000 | 4,548,000 |
| Provision for loan losses | 0 | -20,000 | -20,000 | 0 |
| Pretax income | 106,000 | 309,000 | 501,000 | 820,000 |
| Income tax | 42,000 | 123,000 | 204,000 | 327,000 |
| Net income | 64,000 | 186,000 | 297,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,245,000 | 15,401,000 | 15,547,000 | 14,998,000 |
| Total capital | 16,247,000 | 16,379,000 | 16,486,000 | 15,924,000 |
| Risk-weighted assets | 82,837,000 | 89,485,000 | 89,177,000 | 91,479,000 |
Machine access — free, no API key
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