Call reports 2022
FARMERS STATE BANK OF NEWCASTLE — 2022
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 56,487,000 | 56,241,000 | 54,637,000 | 55,948,000 |
| Total loans | 24,275,000 | 22,892,000 | 22,145,000 | 22,859,000 |
| Allowance for loan losses | 432,000 | 432,000 | 387,000 | 379,000 |
| Securities available for sale | 28,305,000 | 27,756,000 | 27,154,000 | 28,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,394,000 | 53,805,000 | 53,240,000 | 53,859,000 |
| Interest-bearing deposits | 37,094,000 | 37,747,000 | 37,440,000 | 37,484,000 |
| Noninterest-bearing deposits | 14,300,000 | 16,058,000 | 15,800,000 | 16,375,000 |
| Equity capital | 3,788,000 | 2,140,000 | 1,158,000 | 1,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,019,000 | 1,579,000 | 2,187,000 |
| Interest expense | 40,000 | 87,000 | 150,000 | 329,000 |
| Net interest income | 458,000 | 932,000 | 1,429,000 | 1,858,000 |
| Noninterest income | 38,000 | 74,000 | 111,000 | 151,000 |
| Noninterest expense | 336,000 | 625,000 | 923,000 | 1,233,000 |
| Provision for loan losses | 3,000 | 3,000 | 6,000 | 6,000 |
| Pretax income | 157,000 | 378,000 | 611,000 | 770,000 |
| Income tax | 14,000 | 36,000 | 59,000 | 66,000 |
| Net income | 143,000 | 342,000 | 552,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,573,000 | 5,723,000 | 5,933,000 | 5,735,000 |