Call reports 2019
FARMERS STATE BANK OF NEWCASTLE — 2019
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,756,000 | 48,784,000 | 48,048,000 | 47,132,000 |
| Total loans | 23,172,000 | 21,094,000 | 20,888,000 | 21,830,000 |
| Allowance for loan losses | 280,000 | 295,000 | 305,000 | 308,000 |
| Securities available for sale | 12,871,000 | 13,967,000 | 15,581,000 | 15,068,000 |
| Securities held to maturity | 895,000 | 895,000 | 896,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,890,000 | 43,545,000 | 42,639,000 | 41,715,000 |
| Interest-bearing deposits | 29,367,000 | 30,788,000 | 31,183,000 | 31,772,000 |
| Noninterest-bearing deposits | 11,523,000 | 12,757,000 | 11,456,000 | 9,943,000 |
| Equity capital | 4,570,000 | 4,841,000 | 5,076,000 | 4,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,050,000 | 1,578,000 | 2,091,000 |
| Interest expense | 95,000 | 207,000 | 328,000 | 445,000 |
| Net interest income | 427,000 | 843,000 | 1,250,000 | 1,646,000 |
| Noninterest income | 40,000 | 84,000 | 129,000 | 180,000 |
| Noninterest expense | 295,000 | 554,000 | 811,000 | 1,083,000 |
| Provision for loan losses | 5,000 | 10,000 | 20,000 | 20,000 |
| Pretax income | 168,000 | 364,000 | 549,000 | 728,000 |
| Income tax | 22,000 | 47,000 | 72,000 | 103,000 |
| Net income | 146,000 | 317,000 | 477,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,536,000 | 4,657,000 | 4,817,000 | 4,665,000 |
| Total capital | 4,816,000 | 4,952,000 | 5,122,000 | 4,973,000 |
| Risk-weighted assets | 25,566,000 | 25,064,000 | 24,878,000 | 25,543,000 |