Call reports 2018
FARMERS STATE BANK OF NEWCASTLE — 2018
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,279,000 | 44,942,000 | 46,909,000 | 47,055,000 |
| Total loans | 23,108,000 | 22,077,000 | 21,642,000 | 22,466,000 |
| Allowance for loan losses | 258,000 | 265,000 | 269,000 | 274,000 |
| Securities available for sale | 10,605,000 | 10,398,000 | 10,098,000 | 11,528,000 |
| Securities held to maturity | 892,000 | 892,000 | 893,000 | 894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,986,000 | 40,397,000 | 42,312,000 | 42,290,000 |
| Interest-bearing deposits | 29,640,000 | 28,521,000 | 28,112,000 | 29,089,000 |
| Noninterest-bearing deposits | 9,346,000 | 11,876,000 | 14,200,000 | 13,201,000 |
| Equity capital | 4,057,000 | 4,146,000 | 4,254,000 | 4,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 942,000 | 1,425,000 | 1,884,000 |
| Interest expense | 71,000 | 143,000 | 220,000 | 306,000 |
| Net interest income | 398,000 | 799,000 | 1,205,000 | 1,578,000 |
| Noninterest income | 43,000 | 92,000 | 139,000 | 190,000 |
| Noninterest expense | 292,000 | 544,000 | 795,000 | 1,070,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 23,000 |
| Pretax income | 134,000 | 327,000 | 529,000 | 675,000 |
| Income tax | 23,000 | 74,000 | 110,000 | 70,000 |
| Net income | 108,000 | 249,000 | 419,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,193,000 | 4,284,000 | 4,453,000 | 4,390,000 |
| Total capital | 4,451,000 | 4,549,000 | 4,722,000 | 4,664,000 |
| Risk-weighted assets | 28,124,000 | 28,184,000 | 28,940,000 | 25,341,000 |