Call reports 2017
FARMERS STATE BANK OF NEWCASTLE — 2017
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,434,000 | 42,057,000 | 41,445,000 | 43,459,000 |
| Total loans | 19,653,000 | 18,486,000 | 21,707,000 | 24,349,000 |
| Allowance for loan losses | 250,000 | 247,000 | 247,000 | 248,000 |
| Securities available for sale | 13,784,000 | 13,574,000 | 11,788,000 | 11,088,000 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,415,000 | 37,552,000 | 36,747,000 | 38,886,000 |
| Interest-bearing deposits | 30,080,000 | 28,188,000 | 27,414,000 | 29,241,000 |
| Noninterest-bearing deposits | 8,335,000 | 9,364,000 | 9,333,000 | 9,645,000 |
| Equity capital | 3,905,000 | 4,098,000 | 4,225,000 | 4,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 826,000 | 1,243,000 | 1,684,000 |
| Interest expense | 39,000 | 84,000 | 143,000 | 210,000 |
| Net interest income | 384,000 | 742,000 | 1,100,000 | 1,474,000 |
| Noninterest income | 51,000 | 99,000 | 148,000 | 199,000 |
| Noninterest expense | 275,000 | 568,000 | 806,000 | 1,056,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 149,000 | 262,000 | 445,000 | 625,000 |
| Income tax | 27,000 | 42,000 | 86,000 | 128,000 |
| Net income | 127,000 | 227,000 | 371,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,988,000 | 4,038,000 | 4,182,000 | 4,085,000 |
| Total capital | 4,238,000 | 4,285,000 | 4,429,000 | 4,333,000 |
| Risk-weighted assets | 25,448,000 | 25,355,000 | 27,091,000 | 29,073,000 |