Call reports 2016
FARMERS STATE BANK OF NEWCASTLE — 2016
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,668,000 | 43,699,000 | 42,113,000 | 42,041,000 |
| Total loans | 16,977,000 | 16,780,000 | 16,743,000 | 19,169,000 |
| Allowance for loan losses | 306,000 | 316,000 | 241,000 | 240,000 |
| Securities available for sale | 13,921,000 | 14,322,000 | 14,716,000 | 14,702,000 |
| Securities held to maturity | 3,547,000 | 3,147,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,671,000 | 39,291,000 | 37,628,000 | 38,035,000 |
| Interest-bearing deposits | 30,552,000 | 29,745,000 | 28,665,000 | 29,141,000 |
| Noninterest-bearing deposits | 10,119,000 | 9,546,000 | 8,963,000 | 8,894,000 |
| Equity capital | 3,808,000 | 4,041,000 | 4,133,000 | 3,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 794,000 | 1,194,000 | 1,584,000 |
| Interest expense | 27,000 | 58,000 | 91,000 | 124,000 |
| Net interest income | 370,000 | 736,000 | 1,103,000 | 1,460,000 |
| Noninterest income | 47,000 | 100,000 | 154,000 | 210,000 |
| Noninterest expense | 261,000 | 483,000 | 710,000 | 946,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 198,000 | 393,000 | 587,000 | 772,000 |
| Income tax | 45,000 | 89,000 | 133,000 | 177,000 |
| Net income | 149,000 | 301,000 | 451,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,690,000 | 3,791,000 | 3,941,000 | 3,861,000 |
| Total capital | 3,984,000 | 4,079,000 | 4,182,000 | 4,101,000 |
| Risk-weighted assets | 23,212,000 | 22,852,000 | 22,676,000 | 24,824,000 |