Call reports 2015
FARMERS STATE BANK OF NEWCASTLE — 2015
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,332,000 | 44,019,000 | 44,397,000 | 44,890,000 |
| Total loans | 16,148,000 | 15,136,000 | 15,505,000 | 16,491,000 |
| Allowance for loan losses | 239,000 | 234,000 | 228,000 | 304,000 |
| Securities available for sale | 13,471,000 | 13,333,000 | 13,396,000 | 14,858,000 |
| Securities held to maturity | 5,389,000 | 5,390,000 | 3,143,000 | 3,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,555,000 | 40,370,000 | 40,089,000 | 40,872,000 |
| Interest-bearing deposits | 30,944,000 | 30,281,000 | 30,520,000 | 30,569,000 |
| Noninterest-bearing deposits | 10,611,000 | 10,089,000 | 9,569,000 | 10,303,000 |
| Equity capital | 3,570,000 | 3,490,000 | 3,704,000 | 3,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 766,000 | 1,127,000 | 1,513,000 |
| Interest expense | 27,000 | 55,000 | 82,000 | 111,000 |
| Net interest income | 355,000 | 711,000 | 1,045,000 | 1,402,000 |
| Noninterest income | 46,000 | 99,000 | 151,000 | 209,000 |
| Noninterest expense | 277,000 | 662,000 | 876,000 | 1,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 148,000 | 325,000 | 489,000 |
| Income tax | 27,000 | 13,000 | 60,000 | 101,000 |
| Net income | 97,000 | 138,000 | 270,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,449,000 | 3,439,000 | 3,571,000 | 3,541,000 |
| Total capital | 3,688,000 | 3,673,000 | 3,799,000 | 3,831,000 |
| Risk-weighted assets | 22,382,000 | 21,314,000 | 21,883,000 | 22,875,000 |