Call reports 2014
FARMERS STATE BANK OF NEWCASTLE — 2014
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,893,000 | 43,135,000 | 43,397,000 | 43,742,000 |
| Total loans | 15,469,000 | 14,473,000 | 13,814,000 | 14,741,000 |
| Allowance for loan losses | 229,000 | 232,000 | 241,000 | 233,000 |
| Securities available for sale | 11,286,000 | 11,199,000 | 11,903,000 | 12,156,000 |
| Securities held to maturity | 6,491,000 | 6,638,000 | 7,029,000 | 6,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,548,000 | 39,232,000 | 39,693,000 | 40,019,000 |
| Interest-bearing deposits | 30,215,000 | 30,223,000 | 30,728,000 | 30,681,000 |
| Noninterest-bearing deposits | 8,333,000 | 9,009,000 | 8,965,000 | 9,338,000 |
| Equity capital | 3,174,000 | 3,302,000 | 3,419,000 | 3,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 716,000 | 1,062,000 | 1,423,000 |
| Interest expense | 33,000 | 67,000 | 97,000 | 126,000 |
| Net interest income | 329,000 | 649,000 | 965,000 | 1,297,000 |
| Noninterest income | 49,000 | 105,000 | 160,000 | 215,000 |
| Noninterest expense | 229,000 | 416,000 | 647,000 | 893,000 |
| Provision for loan losses | 11,000 | 14,000 | 24,000 | 24,000 |
| Pretax income | 148,000 | 346,000 | 476,000 | 617,000 |
| Income tax | 37,000 | 92,000 | 124,000 | 148,000 |
| Net income | 110,000 | 253,000 | 352,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,143,000 | 3,236,000 | 3,335,000 | 3,352,000 |
| Total capital | 3,372,000 | 3,468,000 | 3,576,000 | 3,585,000 |
| Risk-weighted assets | 19,499,000 | 18,965,000 | 20,090,000 | 20,930,000 |