Call reports 2013
FARMERS STATE BANK OF NEWCASTLE — 2013
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,753,000 | 39,027,000 | 39,079,000 | 39,958,000 |
| Total loans | 15,156,000 | 14,502,000 | 14,788,000 | 15,515,000 |
| Allowance for loan losses | 211,000 | 225,000 | 213,000 | 220,000 |
| Securities available for sale | 17,030,000 | 16,397,000 | 16,600,000 | 16,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,489,000 | 36,121,000 | 36,085,000 | 37,078,000 |
| Interest-bearing deposits | 28,938,000 | 28,927,000 | 29,272,000 | 29,980,000 |
| Noninterest-bearing deposits | 6,551,000 | 7,194,000 | 6,813,000 | 7,098,000 |
| Equity capital | 3,013,000 | 2,753,000 | 2,848,000 | 2,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 687,000 | 1,025,000 | 1,364,000 |
| Interest expense | 40,000 | 73,000 | 106,000 | 139,000 |
| Net interest income | 309,000 | 614,000 | 919,000 | 1,225,000 |
| Noninterest income | 47,000 | 99,000 | 156,000 | 212,000 |
| Noninterest expense | 229,000 | 433,000 | 630,000 | 848,000 |
| Provision for loan losses | 15,000 | 35,000 | 75,000 | 85,000 |
| Pretax income | 112,000 | 245,000 | 370,000 | 504,000 |
| Income tax | 28,000 | 62,000 | 93,000 | 121,000 |
| Net income | 77,000 | 182,000 | 280,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,916,000 | 2,971,000 | 3,068,000 | 3,033,000 |
| Total capital | 3,127,000 | 3,196,000 | 3,281,000 | 3,253,000 |
| Risk-weighted assets | 19,796,000 | 18,964,000 | 18,911,000 | 19,831,000 |