Call reports 2012
FARMERS STATE BANK OF NEWCASTLE — 2012
What FARMERS STATE BANK OF NEWCASTLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,638,000 | 40,293,000 | 38,596,000 | 38,141,000 |
| Total loans | 15,902,000 | 14,610,000 | 15,261,000 | 15,381,000 |
| Allowance for loan losses | 147,000 | 186,000 | 265,000 | 207,000 |
| Securities available for sale | 13,775,000 | 15,989,000 | 15,616,000 | 16,854,000 |
| Securities held to maturity | 1,006,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,528,000 | 36,509,000 | 35,239,000 | 34,827,000 |
| Interest-bearing deposits | 28,204,000 | 28,308,000 | 28,197,000 | 28,290,000 |
| Noninterest-bearing deposits | 7,323,000 | 8,202,000 | 7,042,000 | 6,537,000 |
| Equity capital | 2,889,000 | 2,964,000 | 3,055,000 | 2,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 728,000 | 1,076,000 | 1,422,000 |
| Interest expense | 45,000 | 88,000 | 131,000 | 175,000 |
| Net interest income | 334,000 | 640,000 | 945,000 | 1,247,000 |
| Noninterest income | 46,000 | 89,000 | 136,000 | 190,000 |
| Noninterest expense | 215,000 | 415,000 | 615,000 | 834,000 |
| Provision for loan losses | 36,000 | 96,000 | 176,000 | 198,000 |
| Pretax income | 145,000 | 250,000 | 322,000 | 443,000 |
| Income tax | 41,000 | 73,000 | 83,000 | 109,000 |
| Net income | 107,000 | 181,000 | 253,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,836,000 | 2,860,000 | 2,932,000 | 2,838,000 |
| Total capital | 2,983,000 | 3,046,000 | 3,175,000 | 3,045,000 |
| Risk-weighted assets | 19,970,000 | 20,315,000 | 19,402,000 | 19,795,000 |